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Latest Articles Publications and White Papers from 3SBG
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- Mid Week Update Wednesday, 8 July 2015 July 8, 2015
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Category Archives: Chartered Financial Planner
Market Numbers: 7 Days to Friday 22nd November 2013
Market Numbers: Over The Past Week: Snapshot View of the Markets: Below are closing numbers as at Friday 22nd November 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why … Continue reading
Market Numbers: 7 Days to Friday 15th November 2013
Market Numbers: Over The Past Week: Snapshot View of the Markets: Below are closing numbers as at Friday 15th November 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why … Continue reading
Market Numbers: 7 Days to Friday 8th November 2013
Market Numbers: Over The Past Week: Snapshot View of the Markets: Below are closing numbers as at Friday 8th November 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why … Continue reading
VIEWPOINT: The Fat Cats of Fat – how do you eat yours?… plus 7 Days to Friday 1st November 2013
VIEWPOINT: The Fat Cats of Fat – how do you eat yours? And AGAIN there has been a lot of noise in the press, other media and on TV about the pledges, promises and protestations about simply how MUCH our friends in … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged actuarial, am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, chartered, Chartered Financial Planner, Consumer Prices Index, Copper, coupon, CPI, derivatives, Dollar, energy, ETF, Euribor, Euro, exchange, Exchange Traded Funds, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, gas, gilt, gilt yield, Gold, gold price pm London fix, hedge, hedge fund, HSBC, IFA, independent, independent financial adviser, Index, inflation, interest, Interest Rate, investment trust, investments, libor, MPC Base rate, Natural Gas, NYMEX, Office for National Statistics, Palm Oil, Pensions, portfolio, Pound Sterling, price increases, QROPS, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Taxation of ETFs, Tesco, The London Bullion Market Association, trust, wealth, wealth management, Wheat, Windlesham-ifa, WPP, yield
VIEWPOINT: Have you got the Energy?… plus 7 Days to Friday 25th October 2013
VIEWPOINT: Have you got the Energy? There has been a lot of noise in the press, other media and on TV about the recent deals done by the UK Government with EDF (French Nuclear Power Plant Construction) and China (investment) and also about the … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged actuarial, am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, chartered, Chartered Financial Planner, Consumer Prices Index, Copper, coupon, CPI, derivatives, Dollar, energy, ETF, Euribor, Euro, exchange, Exchange Traded Funds, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, gas, gilt, gilt yield, Gold, gold price pm London fix, hedge, hedge fund, HSBC, IFA, independent, independent financial adviser, Index, inflation, interest, Interest Rate, investment trust, investments, libor, MPC Base rate, Natural Gas, NYMEX, Office for National Statistics, Palm Oil, Pensions, portfolio, Pound Sterling, price increases, QROPS, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Taxation of ETFs, Tesco, The London Bullion Market Association, trust, wealth, wealth management, Wheat, Windlesham-ifa, WPP, yield
ViewPoint: A Question of Trust; The Permanence of Change; 7 Days to Friday 18th October 2013
ViewPoint: A Question of Trust; The Permanence of Change; 7 Days to Friday 18th October 2013. Regarding Inheritance Tax as well as Tax in general: There have been a number of cases where aggressive and even fairly low key mitigation schemes … Continue reading
ViewPoint: Very Long Investment, Pensions and Retirement; plus 7 Days to Friday 11th October 2013
ViewPoint: Very Long Investment, Pensions and Retirement: If you are not sure if you are putting enough aside for retirement, or even if you think you are – is important to get all this reviewed. Many people do not regularly check … Continue reading
Capital Eyes On The Market: 7 Days to Friday 4th October 2013
ViewPoint: PENSIONS, AGAIN! Last Week I discussed the apparent lack of interest people seem to have in making a serious commitment to saving for retirement. I have left last week’s comment below so you don’t have to go back and … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged actuarial, am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, chartered, Chartered Financial Planner, Consumer Prices Index, Copper, coupon, CPI, derivatives, Dollar, ETF, Euribor, Euro, exchange, Exchange Traded Funds, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, gilt, gilt yield, Gold, gold price pm London fix, hedge, hedge fund, HSBC, IFA, independent, independent financial adviser, Index, inflation, interest, Interest Rate, investment trust, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, portfolio, Pound Sterling, QROPS, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Taxation of ETFs, Tesco, The London Bullion Market Association, trust, wealth, wealth management, Wheat, Windlesham-ifa, WPP, yield
“En Le Marque!” Market Numbers: Friday 27th September 2013
ViewPoint: Listening to the radio today, Saturday 28th September 2013 I heard a phoned-in comment about how care fees (for an elderly lady suffering from arthritis who had to move into a residential care home) now came to £3000 per month … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged actuarial, am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, chartered, Chartered Financial Planner, Consumer Prices Index, Copper, coupon, CPI, derivatives, Dollar, ETF, Euribor, Euro, exchange, Exchange Traded Funds, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, gilt, gilt yield, Gold, gold price pm London fix, hedge, hedge fund, HSBC, IFA, independent, independent financial adviser, Index, inflation, interest, Interest Rate, investment trust, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, portfolio, Pound Sterling, QROPS, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Taxation of ETFs, Tesco, The London Bullion Market Association, trust, wealth, wealth management, Wheat, Windlesham-ifa, WPP, yield
“En Le Marque!” Market Numbers: Friday 20th September 2013
ViewPoint: Is it time for the government to reconsider the rules which form a brick wall to thousands of pension investors who cannot take higher incomes from their retirement funds? 15 year Gilt Yields have rebounded in recent months (see Market Numbers” below) – yes … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged actuarial, am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, chartered, Chartered Financial Planner, Consumer Prices Index, Copper, coupon, CPI, derivatives, Dollar, ETF, Euribor, Euro, exchange, Exchange Traded Funds, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, gilt, gilt yield, Gold, gold price pm London fix, hedge, hedge fund, HSBC, IFA, independent, independent financial adviser, Index, inflation, interest, Interest Rate, investment trust, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, portfolio, Pound Sterling, QROPS, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Taxation of ETFs, Tesco, The London Bullion Market Association, trust, wealth, wealth management, Wheat, Windlesham-ifa, WPP, yield
Market Numbers: Friday 13th September 2013
Now the Summer Recess is well and truly over….Many thanks to all our Clients, Professional Connections and other interested parties who provided such positive feedback about how useful you have found our weekly view and update: “Market Numbers” This Week’s … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged actuarial, am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, chartered, Chartered Financial Planner, Consumer Prices Index, Copper, coupon, CPI, derivatives, Dollar, ETF, Euribor, Euro, exchange, Exchange Traded Funds, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, gilt, gilt yield, Gold, gold price pm London fix, hedge, hedge fund, HSBC, IFA, independent, independent financial adviser, Index, inflation, interest, Interest Rate, investment trust, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, portfolio, Pound Sterling, QROPS, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Taxation of ETFs, Tesco, The London Bullion Market Association, trust, wealth, wealth management, Wheat, Windlesham-ifa, WPP, yield
Market Numbers: Friday 2nd August 2013
This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 2nd August 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged actuarial, am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, chartered, Chartered Financial Planner, Consumer Prices Index, Copper, coupon, CPI, derivatives, Dollar, ETF, Euribor, Euro, exchange, Exchange Traded Funds, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, gilt, gilt yield, Gold, gold price pm London fix, hedge, hedge fund, HSBC, IFA, independent, independent financial adviser, Index, inflation, interest, Interest Rate, investment trust, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, portfolio, Pound Sterling, QROPS, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Taxation of ETFs, Tesco, The London Bullion Market Association, trust, wealth, wealth management, Wheat, Windlesham-ifa, WPP, yield
Market Numbers: Friday 26th July 2013
This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 26th July 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged actuarial, am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, Chartered Financial Planner, Consumer Prices Index, Copper, coupon, CPI, derivatives, Dollar, ETF, Euribor, Euro, exchange, Exchange Traded Funds, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, gilt, gilt yield, Gold, gold price pm London fix, hedge, hedge fund, HSBC, IFA, independent financial adviser, Index, inflation, interest, Interest Rate, investment trust, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, portfolio, Pound Sterling, QROPS, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Taxation of ETFs, Tesco, The London Bullion Market Association, trust, wealth, wealth management, Wheat, Windlesham-ifa, WPP, yield
Market Numbers: Friday 19th July 2013
This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 19th July 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged actuarial, am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, Chartered Financial Planner, Consumer Prices Index, Copper, coupon, CPI, derivatives, Dollar, ETF, Euribor, Euro, exchange, Exchange Traded Funds, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, gilt, gilt yield, Gold, gold price pm London fix, hedge, hedge fund, HSBC, IFA, independent financial adviser, Index, inflation, interest, Interest Rate, investment trust, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, Pound Sterling, QROPS, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Taxation of ETFs, Tesco, The London Bullion Market Association, trust, Wheat, Windlesham-ifa, WPP, yield
Market Numbers: Friday 12th July 2013
This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 12th July 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, Chartered Financial Planner, Consumer Prices Index, Copper, CPI, derivatives, Dollar, ETF, Euribor, Euro, exchange, Exchange Traded Funds, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, Gold, gold price pm London fix, hedge, hedge fund, HSBC, IFA, independent financial adviser, Index, inflation, interest, Interest Rate, investment trust, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, Pound Sterling, QROPS, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Taxation of ETFs, Tesco, The London Bullion Market Association, trust, Wheat, Windlesham-ifa, WPP
Market Numbers: Friday 5th July 2013
This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 5th July 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, Chartered Financial Planner, Consumer Prices Index, Copper, CPI, derivatives, Dollar, Euribor, Euro, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, Gold, gold price pm London fix, HSBC, IFA, independent financial adviser, Index, inflation, interest, Interest Rate, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, Pound Sterling, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Tesco, The London Bullion Market Association, Wheat, Windlesham-ifa, WPP
Market Numbers: Friday 28th June 2013
This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 28th June 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, Chartered Financial Planner, Consumer Prices Index, Copper, CPI, derivatives, Dollar, Euribor, Euro, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, Gold, gold price pm London fix, HSBC, IFA, independent financial adviser, Index, inflation, interest, Interest Rate, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, Pound Sterling, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Tesco, The London Bullion Market Association, Wheat, Windlesham-ifa, WPP
Market Numbers: Friday 21st June 2013
This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 21st June 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, Chartered Financial Planner, Consumer Prices Index, Copper, CPI, derivatives, Dollar, Euribor, Euro, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, Gold, gold price pm London fix, HSBC, IFA, independent financial adviser, Index, inflation, interest, Interest Rate, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, Pound Sterling, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Tesco, The London Bullion Market Association, Wheat, Windlesham-ifa
Market Numbers: Friday 14th June 2013
This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 14th June 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged am and pm London fix, ARM Holdings, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, BP, BT, camberley, camberley-ifa, Care fees funding, Chartered Financial Planner, Consumer Prices Index, Copper, CPI, derivatives, Dollar, Euribor, Euro, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, Gold, gold price pm London fix, HSBC, IFA, independent financial adviser, Index, inflation, interest, Interest Rate, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, Pound Sterling, RBS, Repo Rate, Retail Prices Index, Retirement, Rexam, RONIA, RPI, Sainsbury, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, Standard Life, Tesco, The London Bullion Market Association, Wheat, Windlesham-ifa
Market Numbers: Friday 7th June 2013
This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 7th June 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading
Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement
Tagged am and pm London fix, bagshot-ifa, Bank of England, Bank of England Base Rate, Bank Rate, Base Rate, benchmark, camberley, camberley-ifa, Care fees funding, Chartered Financial Planner, Consumer Prices Index, Copper, CPI, derivatives, Dollar, Euribor, Euro, FCA, Financial Conduct Authority, financial markets, financial planning, financial services authority, FSA, FTSE, FTSE 100, FTSE All, Gold, gold price pm London fix, IFA, independent financial adviser, Index, inflation, interest, Interest Rate, investments, libor, MPC Base rate, Office for National Statistics, Palm Oil, Pensions, Pound Sterling, Repo Rate, Retail Prices Index, Retirement, RONIA, RPI, Sewell Bryden Gunn, sewellbrydengunn, share, Silver, SONIA, The London Bullion Market Association, Wheat, Windlesham-ifa