Category Archives: Retirement

Market Numbers & News 25th April 2014

Market Numbers & News 25th April 2014 MARKET NUMBERS .. The FTSE 100 closed at 6685.69 +60.44 points +0.91% on previous weeks close 6625.25 +259.27 points +4.03% against a year ago at 6426.42 .. “In House”, we regard the FTSE 100 index as being … Continue reading

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Market Numbers & News 18th April 2014

Market Numbers & News 18th April 2014 MARKET NUMBERS .. The FTSE 100 closed at 6625.25 +63.55 points +0.97% on previous weeks close 6561.70 +381.58 points +6.11% against a year ago at 6243.67 .. “In House”, we regard the FTSE 100 index as being … Continue reading

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Change to use of Government Actuarial Department’s Calculations for Pensions in Drawdown

Government Actuarial Department (GAD) Calculations for Pensions in Drawdown For drawdown plans effected after  26th March 2014, the maximum amount of income that can be taken during a ‘pension year’ will changed from 120% of GAD to 150% of GAD. … Continue reading

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Change to Pension Projections rules effective 6th April 2014

Change to Pension Projections effective 6th April 2014 As of 06/04/2014, the Financial Conduct Authority (FCA) have dictated that pension projections must use ‘real’ (inflation adjusted) rates of return.Where previously it was acceptable to include a note explaining the impact … Continue reading

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PENSION DEADLINE: FIXED PROTECTION : 5th April 2014: Gentle Reminder!!

Applications for Pension Lifetime Allowance Fixed Protection must be submitted to HMRC by 5th April 2014. (check the conditions first) The Tax year End deadline approaches quickly…   If you are in any doubt about exactly how much you currently have … Continue reading

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Market Numbers: 7 Days to Friday 22nd November 2013

Market Numbers: Over The Past Week: Snapshot View of the Markets: Below are closing numbers as at Friday 22nd November 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement

Market Numbers: 7 Days to Friday 15th November 2013

Market Numbers: Over The Past Week: Snapshot View of the Markets: Below are closing numbers as at Friday 15th November 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement

Market Numbers: 7 Days to Friday 8th November 2013

Market Numbers: Over The Past Week: Snapshot View of the Markets: Below are closing numbers as at Friday 8th November 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement

VIEWPOINT: The Fat Cats of Fat – how do you eat yours?… plus 7 Days to Friday 1st November 2013

VIEWPOINT: The Fat Cats of Fat – how do you eat yours? And AGAIN there has been a lot of noise in the press, other media and on TV about the pledges, promises and protestations about simply how MUCH our friends in … Continue reading

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VIEWPOINT: Have you got the Energy?… plus 7 Days to Friday 25th October 2013

VIEWPOINT: Have you got the Energy? There has been a lot of noise in the press, other media and on TV about the recent deals done by the UK Government with EDF (French Nuclear Power Plant Construction) and China (investment) and also about the … Continue reading

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ViewPoint: A Question of Trust; The Permanence of Change; 7 Days to Friday 18th October 2013

ViewPoint: A Question of Trust; The Permanence of Change; 7 Days to Friday 18th October 2013. Regarding Inheritance Tax as well as Tax in general: There have been a number of cases where aggressive and even fairly low key mitigation schemes … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement