Tag Archives: Financial Conduct Authority

Bank of England “sticks” on Bank Repo Rate…and other news

Bank of England Monetary Policy Committee opts for “no change” to the bank base rate. European shares were slightly higher on this Thursday afternoon having fluctuated for much of the day’s sessions as investors responded to the latest announcements from … Continue reading

Posted in Chartered Financial Planner, Economics, Economics Central Bank and Treasury, Independent Financial Advice, Market Numbers, Markets, News | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Change to use of Government Actuarial Department’s Calculations for Pensions in Drawdown

Government Actuarial Department (GAD) Calculations for Pensions in Drawdown For drawdown plans effected after  26th March 2014, the maximum amount of income that can be taken during a ‘pension year’ will changed from 120% of GAD to 150% of GAD. … Continue reading

Posted in Chartered Financial Planner, Drawdown, Economics, Financial Conduct Authority, Financial Services Industry News, Independent Financial Advice, News, Pensions, Regulations and Compliance, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Change to Pension Projections rules effective 6th April 2014

Change to Pension Projections effective 6th April 2014 As of 06/04/2014, the Financial Conduct Authority (FCA) have dictated that pension projections must use ‘real’ (inflation adjusted) rates of return.Where previously it was acceptable to include a note explaining the impact … Continue reading

Posted in Chartered Financial Planner, Economics, Financial Conduct Authority, Financial Services Industry News, Independent Financial Advice, News, Pensions, Regulations and Compliance, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

VIEWPOINT: The Fat Cats of Fat – how do you eat yours?… plus 7 Days to Friday 1st November 2013

VIEWPOINT: The Fat Cats of Fat – how do you eat yours? And AGAIN there has been a lot of noise in the press, other media and on TV about the pledges, promises and protestations about simply how MUCH our friends in … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

VIEWPOINT: Have you got the Energy?… plus 7 Days to Friday 25th October 2013

VIEWPOINT: Have you got the Energy? There has been a lot of noise in the press, other media and on TV about the recent deals done by the UK Government with EDF (French Nuclear Power Plant Construction) and China (investment) and also about the … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Capital Eyes On The Market: 7 Days to Friday 4th October 2013

ViewPoint: PENSIONS, AGAIN!        Last Week I discussed the apparent lack of interest people seem to have in making a serious commitment to saving for retirement. I have left last week’s comment below so you don’t have to go back and … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

“En Le Marque!” Market Numbers: Friday 27th September 2013

ViewPoint:    Listening to the radio today, Saturday 28th September 2013 I heard a phoned-in comment about how care fees (for an elderly lady suffering from arthritis who had to move into a residential care home) now came to £3000 per month … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

“En Le Marque!” Market Numbers: Friday 20th September 2013

ViewPoint: Is it time for the government to reconsider the rules which form a brick wall to thousands of pension investors who cannot take higher incomes from their retirement funds? 15 year Gilt Yields have rebounded in recent months (see Market Numbers” below) – yes … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 13th September 2013

Now the Summer Recess is well and truly over….Many thanks to all our Clients, Professional Connections and other interested parties who provided such positive feedback about how useful you have found our weekly view and update: “Market Numbers”   This Week’s … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 2nd August 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 2nd August 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 26th July 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 26th July 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 19th July 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 19th July 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 12th July 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 12th July 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 5th July 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 5th July 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 28th June 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 28th June 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 21st June 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 21st June 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 14th June 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 14th June 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 7th June 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 7th June 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 31st May 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 31st May 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Market Numbers: Friday 24th May 2013

This Week’s Snapshot View of the Markets: Below are closing numbers as at Friday 24th May 2013. For more discussion about how the financial markets may affect your own personal or business financial situation, protection, pensions or investments, why not get in touch?: … Continue reading

Posted in Business Financial Planning, Chartered Financial Planner, Economics, Financial Planning, Independent Financial Advice, Investments, Markets, Pensions, Retirement | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,